Borrow for school. Pay nothing until you're employed.
Avenify offers Income Share Agreements, or ISAs, which are a novel way to finance your education. Unlike a loan, where you pay back a fixed balance and interest, ISAs are a promise to share a percentage of your future income.
Payments are a percentage of your income. And if you’re earning less than $20,000, your payments drop to $0.
We don’t use a credit score, co-signer, or collateral to evaluate your eligibility. Instead, we set our terms based on your future earning potential.
Payments don’t start until you have a job. We’ll even pause your payments for you if you lose your job or go back to school.
Check out our help guide, or use the chat in the bottom right to talk with our team.
Borrow for school and pay nothing until you're employed
Invest in students and earn a return when they succeed