No credit score, cosigner, or collateral? No problem. We use data like your major, school, and graduation date to assess initial eligibility.
You can apply for up to $15,000 per semester. Make sure you consider your federal loan and scholarship options before applying!
You don’t need a transcript to apply, but if you’re pre-qualified we’ll verify your enrollment with your schoolView eligibility requirements
Instead of your credit score, we use your academic performance to estimate your ability to make payments. We'll connect directly with your school so you don't have to worry about getting an official copy of your transcript.
We'll pull your credit for more information on your existing student loans, which helps us ensure your terms are affordable, decreasing your likelihood of default or delinquency.
We'll reach out to your school to verify your enrollment and collect information on where to disburse the funds.
Funding is disbursed to your school, so you can use it for tuition, rent, food, books, exams, or even a new laptop!
With Avenify, there’s no interest that accrues while you’re in school (or ever), so you don’t have to worry about falling behind on payments
Need help finding a job? Our team’s here to help you succeed in your studies, career search, and beyond! We win when you win.
Payments are always a percentage of your income, like, 5% of your income for 60 months
Payments are deferred, or drop to $0, if you go back to school, drop below earning $30,000 per year, or lose your job
Once you make 60 monthly payments, your obligation is over, even if you’ve paid back less than you borrowed