Apply for up to $15,000 in interest-free funding. No credit score, cosigner, or collateral required.
You don’t need a credit score, co-signer, or collateral to apply. We'll just need some info like your major and GPA.
Avenify’s ISAs have no interest and no balance due. The amount you pay back may even be less than you borrowed!
With Avenify, there’s no balance due. Payments are a percentage of your income. And if you’re earning less than $20,000, your payments drop to $0.
Our terms are unique to you and based on your future earning potential. That means payments are designed to always be affordable.
Instead of a traditional credit score, we evaluate your student profile, using data like your GPA and field of study.
If your application is approved, we'll offer you terms, and if you accept, we'll send the money directly to your bank account.
You'll start making payments six months after you leave school and get a job making over $30,000. Payments are entirely income based, and designed to always be affordable.
Current student loan options are predatory, discriminatory, and just plain unfair, so we set out to build something we'd want to use ourselves.
We spent months working with our legal team to ensure we’re compliant, and we’ve partnered with an industry-leading payment processor and bank to facilitate our transactions securely.
We’re backed by the people behind Acorns, Postmates, and Uber. Our investors are based in San Francisco, London, and New York City.
“This is so much better than a student loan. I’ve already recommended Avenify to all my friends.”